Customer proposition and growth · Financial services

Mona
Husemöller

I lead teams that turn growth goals into customer-led propositions in financial services, and I build my own products with AI.

Portrait of Mona Husemöller

What I bring

Commercial leadership, proven at scale

Key results

~£20m
investment secured
12% → 21%
SME market share
250/mo
new accounts in 90 days from a new partner channel

Strategy to execution

I turn growth goals into strategy, business cases and delivery plans that executives back, securing around £20m of investment. In business banking, a market share goal became a partner channel I tested by hand, then scaled to full API integration.

Leadership

I've led the propositions and experience teams for Business Banking and Affluent Banking, bringing product, design, technology, data and risk together behind one plan.

Customer-led propositions

I start with segmentation, personas and jobs to be done, then define what customers get across product, journey, service, digital and experience.

Go-to-market

I build acquisition channels, from partner routes with company formation agents and accounting platforms to top-of-funnel campaigns with marketing.

Partnerships and innovation

I work with fintechs and external partners to design MVPs that bring new capabilities into the core bank, then scale what works.

Building with AI

At work, I use AI to build better propositions and shape AI-led experiences for customers, including our digital assistant. Outside work, I keep upskilling and build my own products to solve my own pain points.

What I’ve built with AI

Projects from idea to working product

Web app · Built with Lovable

So-what

Live (beta)

A news briefing that asks about your role first, then tells you why each story matters to you. It writes talking points you can share straight to WhatsApp, Slack, Teams or email.

Product designAI promptingLive data integration
Try So-what

Personal finance analyst · Built with Claude Code

AI CFO

Live demo

A personal CFO that brings all my finances into one view: net worth, spending habits and where I could save. It covers cash, investments, pension and property, and flags contracts to renegotiate.All data shown in the demo is fictional.

Claude CodeData pipelinePersonal finance
Open AI CFO

Web app · Built with Lovable

Daymark

Live

A calm life operating system that pulls together my calendar, daily to-dos and actionable emails. It connects to my AI assistant, which can help plan and manage my day with my approval.

Product designAI-assisted buildAgent integration
Open Daymark

Mobile app · Built with Bilt

Corgi Home

2nd place · AI After 5 hackathon

A community app for Corgi Cafe, London's free 24/7 co-working cafe for tech founders. It shows who's in the cafe right now and suggests one person to meet each day, with a reason why.

ProductCommunityAI-builtHackathon

In the workshopGroup holiday planner · Next up

Hosting & speaking

Rooms I bring together

I'm regularly asked to speak alongside senior executives on leadership, social mobility and financial education.

Mad Money Club dinner in London

Founding host

Mad Money Club, London

I launched and host the London dinner series of Mad Money Club, where women talk openly about money and build the confidence to make their own financial decisions. Recent dinners include "Becoming a Woman Who Invests" and "The Long Game: Planning Wealth Beyond Work".

Social Mobility Day panel photo

Social Mobility Day panel

Executive panel

A panel with a commercial banking CEO on shifting mindsets. I spoke about believing early in my career that I had to change how I spoke and dressed to succeed, and why organisations need to stop confusing polish with potential.

International Women's Day panel photo

International Women's Day panel

Executive panel

A panel with a Group CFO on subtle workplace bias, and why balancing ambition and wellbeing means redefining what leadership looks like.

Podcast with Jacqueline Frost photo

Podcast with Jacqueline Frost

Podcast conversation

A conversation on career change, social mobility, resilience and why growth often means leaving behind the version of yourself that once felt safe.

I also speak and facilitate sessions on social mobility, female leadership and financial education.

Background

A little more about me

Customer proposition leader

I work in financial services, shaping customer propositions and the digital journeys around them: what customers get, why they choose it and how it feels to use. I have led this for small business owners and now for people building wealth, working with product, design, technology and risk teams to take ideas from business case to launch. I lead a cross-functional team and work with executive leadership to set priorities and secure investment.

Builder with AI

I pick a pain point I run into myself, write the spec and build a working version. I've built a news briefing, a personal CFO dashboard, a life operating system and a community app, with a group holiday planner next. It suits my curiosity and my habit of fixing what annoys me.

Citizen of the world and adventurer

I started in research and policy at the UN Refugee Agency and the Friedrich-Ebert-Stiftung, then moved through a start-up, retail and management consulting across Europe, Africa and Asia before landing in financial services. Outside work I keep exploring: I hike, cycle and ride horses through new countries.

Community builder

I host a London dinner series bringing financial education to women and nurture the community around it. I also co-chair a social mobility network and sit on the leadership team of a gender network, so that women and people from less advantaged backgrounds get the same opportunities.

My squiggly career

From international relations to customer strategy

  1. Policy & human rights
  2. Commercial scale‑up
  3. Strategy consulting
  4. Corporate strategy
  5. Customer propositions
  6. AI builder
  1. Digital Product and Customer Experience, Affluent Banking

    2026 to now

    I lead the digital experience for affluent customers (mobile, web and the smart digital assistant) across product, design and technology, and sit on the AI steering committee.

  2. Proposition and Engagement, Affluent Banking

    2024–2026

    I redesigned the offer for affluent customers, from tiers and pricing to rewards and benefits, took the business case through board approval and launched a financial education programme to close the financial advice gap.

  3. Proposition and Acquisition, Business Banking

    2021–2024

    I led the strategy for business banking and a team of 14 rebuilding the offer for start-ups and small businesses, and opened partner-led acquisition channels with accounting platforms and company formation agents, taking one from a first manual test to full API integration.

  4. Strategy, Commercial Banking

    2018–2021

    I advised divisional leadership as an internal strategist, running the annual strategy cycle and writing investment cases and board papers.

  5. Group Strategy and Corporate Finance, Tesco

    2017–2018

    I prepared board and C-suite analysis across the UK, Europe and Asia, including for the £8.2bn sale of Tesco’s Asia business.

  6. Management Consulting, Elixirr

    2014–2017

    I developed growth and partnership strategies for banks in the UK, Germany and South Africa, and designed the operating model for a pan-African bank.

  7. Commercial Operations, AlphaSights

    2012–2014

    I joined as one of the first 30 employees and stayed through hyper-growth to 500+, as AlphaSights became one of the UK's fastest-growing companies (Sunday Times Fast Track 100, FT 1000). I built the DACH business from the ground up, hired and led a team of eight, and won and grew relationships with consultancies, VC funds and private equity firms.

  8. Refugee Protection, UNHCR, the UN Refugee Agency

    2011

    I worked in refugee protection at UNHCR’s Asia-Pacific regional headquarters in Bangkok, training UN partners, protection staff and governments in the region in refugee and human rights law.

  9. Policy Research, Friedrich-Ebert-Stiftung

    2008–2010

    Policy work for the foundation in Berlin, Johannesburg and London.

Craft & inquiry

Always learning

By studying, building, reading and listening.

Courses and programmes

  • Oxford AI Programme (University of Oxford)
  • Lovable SheBuilds (AI build programme)
  • Climate change transformation (University of Edinburgh)
  • Human-centred design (LUMA Institute)

Hackathons

  • 2nd placeAI After 5 × Corgi Cafe
  • Lovable hackathon

On my reading and listening list

Books
Empire of AI·The Coming Wave·The Singularity Is Nearer·Homo Deus·21 Lessons for the 21st Century

Languages

  • German (native)
  • English (fluent)
  • French (advanced)
  • Italian (working)
  • Spanish (working)

Community

  • AI After 5
  • Women Defining AI
  • Co-chair, social mobility network
  • Leadership team, gender network

Education

Where I studied

Studied at

  • London School of Economics (LSE)
  • Freie Universität Berlin
  • HEC Paris
  • University of Helsinki

Scholarships

  • Friedrich-Ebert-Stiftung
  • German Academic Exchange Service (DAAD)
  • Carlo-Schmid-Programme

Let's talk.

Based in London, UK. Reach me on LinkedIn or by email.